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Finance Forum India

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Still Deciding on a Personal Loan? We’re Here to Help!

These days, many people are resorting to personal loans when they are unable to arrange money from other sources. Unfortunately, there are lots of misunderstandings about personal loans that prevent people from making the best use of this financial instrument. Let’s see the what(s), when(s), where(s) and how(s) of personal loans to better understand the actual reality. Personal loans are unsecured loans that are offered to applicants after assessing their credit history and loan repayment capacity. Since these are unsecured in nature, (i.e. the borrower does not need to bring in any collateral), the personal loan interest rates are higher than those of other secured...
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Why Gift Yourself Term Insurance This New Year?

A term insurance policy is the most basic kind of life cover. The insurance company provides life coverage to the insured during the policy term. In case the insured passes away during this period, the sum assured is paid to the beneficiaries. These insurance plans do not offer any survival benefits on the expiry of the policy term. Benefits of Term Plans ·      Affordable – Compared to other kinds of life insurance plans, these policies are available for lower premiums. Individuals can procure higher coverage for a smaller amount, which makes it more affordable to most people. In addition, the premium...
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