Finance Forum India

  There are many ways to invest in the stock market. Either you can contact a broker to buy individual shares or you can invest directly in an equity fund. However, like everything else, the investment market is changing every day. The smallcase technology is a modern way of investing in stocks. The brokerage services are now presenting the investors with an option to buy an entire stock portfolio. These portfolios are built around a theme, and it can benefit you largely. This facility is presented by a platform that has been developed by a Bengaluru-based company, named Smallcase Technologies.  This...

Non-Resident Indians (NRIs) can also buy properties in India with the help of NRI home loans. For this, they can apply to any Indian lending institution. The home loan eligibility for NRIs is as follows, Age of the applicant should be at least 24 years, whereas the maximum age limit is 60 years at the time of loan maturity. The applicant should have six months overseas working experience with total work experience of two years. Any NRI, Person of Indian Origin (PIO) and Overseas Citizen of India (OCI) are eligible for a home loan. (Except citizens living in Bhutan, Pakistan, Bangladesh,...

Mutual funds are investments which pool savings from a number of investors under a particular scheme managed by an asset management company (AMC). The pooled money from Mutual Funds is then invested in securities like equity shares, bonds according to the scheme. The fund manager manages the investment portfolio as per the market situations in order to create wealth for investors. The company charges an annual fee called expense ratio from the investors to manage their portfolio. The Mutual Fund investors usually make money by way of regular dividends/interest and capital appreciation. The investor can even decide whether to reinvest the...

Gold is obviously the most commonly used precious metal in the Indian subcontinent. Be it for marriage or even a religious festival, gold is a sacred part of the rituals. Gold, in the form of ornamentation and jewelry, is usually possessed by urban as well as rural households and often is used at times of financial crisis or any other economic emergencies. It is due to the popularity of this precious metal that banks and other financial institutions have started focusing on it, marketing it for the benefit of their customers. Gold loans have become immensely popular today. However, at the...

Gold is obviously the most commonly used precious metal in the Indian subcontinent. Be it for marriage or even a religious festival, gold is a sacred part of the rituals. Gold, in the form of ornamentation and jewelry, is usually possessed by urban as well as rural households and often is used at times of financial crisis or any other economic emergencies. It is due to the popularity of this precious metal that banks and other financial institutions have started focusing on it, marketing it for the benefit of their customers. Gold loans have become immensely popular today. However, at the...