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Finance Forum India

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When Term Insurance Makes More Sense Financially

Insurance coverage in India is low and the primary reason for this is the high amount of premiums. Even amongst the insured, a large number of people are under-insured. This is because they opted for traditional endowment or whole life plans, which are expensive. Individuals have personal life and families at the utmost priorities and often these memories hold a special place. However, an affordable way to acquire adequate coverage is to opt for term policies. These policies entail lower premiums because they offer pure protection without any investment or savings benefits. Term policies will provide the plan benefits to the...
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Term Insurance: A Must Have in Your Financial Plan

These days life is full of anxieties causing physical and mental stress. According to research, one person dies in a road accident every four minutes. Chronic diseases, such as respiratory disorders, cancer, and heart ailments comprise 60% of annual deaths in the country. The increase in unhealthy, stressful, and sedentary lifestyle results in higher risks of chronic diseases. The well-being and financial security of your family may be one of your most important objectives. A well-thought out financial plan is crucial to safeguard you and your family in case of any unfortunate incident. If you haven’t already started planning your finances,...
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