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Finance Forum India

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Life Insurance Myths That Could Hurt Young Families

At the start of your career, you may find it difficult to have a sufficient income. With new commitments, such as buying your home or starting a family, you also need to ensure the well-being of your loved ones. An important consideration is to ensure the financial stability of your family in case of your sudden demise or accidental disability. One way to financially secure your loved ones is to avail of insurance coverage. This ensures your family is able to sustain their lifestyle without any financial constraints. Unfortunately, insurance penetration in India is low. Several myths about life insurance prevent...
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Choosing the best ULIP Plan for Investment in 2016

What is ULIP? Unit Linked Insurance Plan (ULIP) is a financial product offered by insurance companies. The most distinct aspect about this product is that unlike regular insurance policies, ULIP gives investors the benefits of both, insurance as well as investment. All of this falls under a single unified plan. These have made ULIPs an increasingly popular insurance cum investment plans in India. Following are some benefits of ULIPs – ·         Insurance + Savings This is the USP of ULIPs as they serve the purpose of insurance as well as savings, which make it an extremely feasible option for many policy...
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