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Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

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Top Myths about ULIPs

Buying insurance or investing your hard-earned money can sometimes be a daunting task. Hence, checking the fine print and ensuring that the policy doesn’t have any hidden agendas should be your top priority before you invest. Some of the policies in the market seem too good to be true. The fact is that each policy comes with its pros and cons, and you definitely need a good advisor like Finserv Markets to tell you what best fits and suits your needs. To give you a brief idea, you could opt for an all-out investment scheme that gives you fixed returns, an...
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Dos & Don’ts of Buying a Two Wheeler Insurance Policy

Most would agree that two-wheelers are the most convenient mode of transportation. That’s why the number of bike and scooter owners in India are increasing exponentially. This renders two wheeler insurance extremely important for securing bike riders across the nation. However, you’re bound to be dizzied by the many bike insurance plans or options available in the market. Choosing the right insurance plan is as essential as purchasing the best scooter/bike. Considering the following suggestions will help you narrow down your options and select the best possible plan.   Dos   Know the types of two wheeler insurance   Your two...
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Everything about Car Insurance in India

Usually, when we think of buying a car, we are gung-ho about the make and model, the color, engine, mileage, etc. of the car. However, it is rarely a case where people think about which car insurance to buy, which is an important factor too. In the present day and age, there are a multitude of companies that offer motor insurance, whether the car is brand new or second hand. It is mandatory, after all, for people to go for it as a precautionary measure that safeguards both the owner/driver as well as the person who may have fallen victim to...
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Pros and Cons of Self Driving Cars

Road accidents are one of the major causes of death in the world, killing approximately 3,000 people every day. In most cases the driver is at fault; however, other factors such as potholes, unfavorable weather, faulty car mechanics etc. also contribute to such mishaps. To reduce the rate of accidents, automobile companies and engineers have come up with the ingenious idea of self-driving cars! However, does AI controlled driving with no human intervention guarantee road safety? Let's find out. Pros Computer - an ideal motorist We already know how efficient computers can be with complex calculations and so they can actually...
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Top 5 Reasons for Life Insurance Claim Rejection

Life cover and health insurance plans are important for the financial security of yourself and your family. Several insurers offer different types of life policies to encourage individuals to avail of such coverage. While selecting the insurer you must consider is the claim settlement ratio. A higher claim settlement ratio is preferred because you are assured of receiving the benefits under the chosen insurance plan. Several insurers use their quick, transparent, and efficient system of settling claims as a marketing strategy. However, you must understand that irrespective of how transparent and efficient the system is, there is always a possibility of...
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