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Things to Keep in Mind While Comparing Health Insurance Plans

There are numerous health insurance plans available in the insurance market. With the increase in the medical expenses, the importance of health insurance has also increased. For this reason, most of the health insurance companies have come up with different kinds of schemes. It can be quite daunting to choose the right plan. Compare the following factors and choose the right health insurance. Claim settlement process This is the most important aspect that the policy seeker should compare between the various health insurance plans. The faster the claim settlement, the better it is for the insured. Another aspect is cashless facilities...
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How Does Top-Up Insurance Work in Medical Insurance Policies?

A health insurance policy is the need of the hour. With rising medical inflation, the cost of being treated at a hospital may burn a huge hole in your pocket. In order to shield yourself against financial burden during medical contingencies, you may invest in a mediclaim policy. By doing so, you may enjoy financial security and have peace of mind knowing that you and your family are secured at all times. Most health insurers provide the option of riders. Such riders, also known as add-ons or top-ups, enhance the coverage of your policy. You may, therefore, enjoy additional benefits by...
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Top 6 Plans for Senior Citizens Health Insurance

Different insurance providers offer several different schemes for senior citizens. It is highly imperative to examine the details of the insurance policy thoroughly and stay well-informed of the coverage. Depending on the health requirements and your budget assess all the features of the insurance policies and make an ideal choice best suited to your needs. Let’s look below at some top insurance providers and the salient features for senior citizen health insurance: 1.       Bajaj Allianz – Silver Health Policy – ·         Offers Coverage from age of 46 to 70 years with lifetime renewals ·         Pre-medical tests are undertaken to assess the...
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Individual Mediclaim or Family Floater: Which to Choose?

Health insurance is the need of the hour today. The addition of health insurance cost is a must in your annual financial budget. It provides the assurance of payment of your medical expenses whenever in need, so that you’ve one less thing to worry about. Also, there has been a tremendous rise in the cost of healthcare over the years, so if you don’t want to burn a hole in your pocket better opt for a health insurance policy. While opting for a health insurance policy or Mediclaim, families are often muddled about which one to opt for, whether an individual...
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Importance of Health Insurance for Senior Citizens

As we age, the chances for us getting sick also increases. A medical emergency can arise at any time and can cause a major financial disturbance as well. This is why it is extremely important for senior citizens to have health insurance.  A good health insurance will cover most of such untimely medical costs along with the other domiciliary expenses. It is always beneficial to choose one that is specifically for the senior citizens. Since health insurance is still a new concept in India, most of the senior citizens presently never got a chance to invest in one. Buying a health...
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