Search Blogs

Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

Are you interested to blog on financial issues? If yes, please send us an email at: info@daulatguru.com

How Fixed Deposits are taxed in India; Here’s all you need to know!

Fixed Deposits are one of the safest forms of investing money to increase savings. Knowledge of taxes on Fixed Deposits can help you plan your decisions to invest better. For any person thinking of a comfortable future, savings and investments are two major ways to increase wealth – they represent securities as well as hopes for a comfortable and secure tomorrow. Among the various savings options, a good option is the Fixed Deposit or the FD. A Fixed Deposit is a financial instrument, offered  by banks or monetary institutions; investors who sign up for fixed deposit accounts get higher interest rates...
Continue reading
35 Hits
0 Comments

How to make the most of home loans with Moratorium Period?

Home! A place where four pillars strengthen the bond of a family. A place, where four walls witness countless stories of happiness, sorrows, celebrations and tears. A place, where we celebrate the freedom of being our own self cheerfully. A place, who’s décor reflects dreams. A place, where new beginnings are scripted each morning and bad days end with new hopes for tomorrow. Home, a four-letter word that holds endless emotions of each family member. In this era where nothing is constant, let your home be your permanent source of confidence and joy. Do you live in a home of your...
Continue reading
33 Hits
0 Comments

How to Avail Housing Loan subsidy on PMAY

The introduction of Pradhan Mantri Awas Yojana (PMAY), catering to the housing needs of the mid-income to economically weaker segments is an integral aspect under the ‘Housing for All by 2022’ mission. The mission is to provide central assistance to implementing agencies through States and UTs for providing houses to all eligible families/beneficiaries by 2022. This route map has been set to facilitate the betterment of the people, thus resulting in the upliftment of the economic growth of the country.   The scheme categorises the applicants into three core groups i.e. Middle Income Group (MIG), Lower Income Group (LIG) and Economically...
Continue reading
38 Hits
0 Comments

Here's Why Every Indian Millennial Needs a Credit Card

Millennials have grown up in the world of advanced technologies and consumerist culture. They believe in living their dreams and their priority is personal fulfillment. Almost 50% of the global workforce will be this generation by 2020. Although they have higher spending power, millennials are equipped to manage their finances. This generation controls their finances with a focus on accumulating rewards and builds their credit. Credit cards allow the millennials to do more towards achieving personal gratification. Here are five reasons why every millennial must own a card. Cashless payments A high percentage of the population use cards for their spends...
Continue reading
29 Hits
0 Comments

Things you should know about Business Loans

If you are dreaming to start your own business, this might be the best time to take a small business loan. While banks are now more flexible in providing business loans, it must be remembered that some terms and conditions are always there. Let us check out some of the most crucial facts you must know about business loans. Online business loans are the present reality Now you need not stand in long queues to take loans. Banks have now made the process easy. Visit the bank website, choose the loan type and apply. Either you can directly borrow money from...
Continue reading
52 Hits
0 Comments