Finance Forum India

Has the sky ever fallen on you under the guise of medical bills? If high medical bills have managed to burn a reasonable hole in your pocket, then it would be advisable to save a certain portion of your regular income towards mediclaim or health insurance. The thought of spending the entire savings on a medical bill can be daunting for an average middle income person. In the eventuality of unforeseen medical bills and rising inflationary trends, they can land on us like a ton of bricks leaving us in precarious financial state of affairs. A timely investment in the form...

When it comes to price trends and investment in real estate, Mumbai is right there at the top among other major international cities.  South Mumbai – best known as the heart of Mumbai, acts as the central business district of Mumbai. Stating that it’s the richest zone in Mumbai, it is home to some of the most affluent and celebrated families in the country. Being the most elite town in Mumbai, it houses Mumbai’s richest families and has been attracting loads of investors from all over the world.   The Trend of Building Palatial homes   The homes of some of...

“If I were a rich man! Yubby dibby dum!” We all love humming similar tunes to man singing his tune on The Fiddler on the Roof. Even a rich man cannot buy health in today’s world of increased pollution and disease threats. Health is now more valuable than gold and diamonds. Hence, the surge in the number of insurance companies available in the market today is understandable. Investing in one’s health is more valuable than investing in high-yielding stocks and bonds. Yet, not all health insurance plans are suited for all. Based on one’s lifestyle and family size, it’s important to...

Has your financial situation improved with the changing inflation rates? Debating over the government policies will not change your financial situation, overnight. It’s best to begin reorganizing your finances so that you will not be looking down at a barren account, at the end of the month. Including a term insurance within your financial plan is the smartest decision to beat your upcoming financial woes. We take a brief look at the essential ways in which a term insurance can help you meet your financial woes.   Why should you take term insurance? Till what age are you planning to work?...

I know it can be difficult getting started with options trading since it involves planning, money management, right trading psychology, and lots of risk. However, option trading has its own benefits when compared to other investment verticals. Too often, traders jump into the game with very less or no understanding of options. Option trading gives you the flexibility to put money on specific market outcomes. It therefore is a quick way of making money, and an easier way to lose them too. Basically option trading is a method of studying the game of stocks and betting your mind against the market....

Commodity Market - Post Budget Analysis

The world of commodities is truly a fascinating one. The market tends to surprise each participant on a daily basis as far as fluctuating prices of commodities are concerned. Be it a trader, speculator or an arbitrager everybody wants to maximize his or her gains by predicting the accurate price of the commodities.

Trade concerning commodities has become an excellent avenue for people who wish to diversify their investment portfolio. Earlier, investors preferred to invest only in stocks, mutual funds or real estate. But, with the tremendous opportunity that came in the form of commodities, people have realized the potential of this market and since it is currently at a nascent stage in India, it provides an impetus to market participants to get started as early as possible to maximize their gains.

 

Trading in shares and securities has always been the best option to invest and earn maximum returns on a regular basis.  Here traders buy shares and stocks at a cheaper price and sell it, when their price shoots up. The difference between the prices is the profit. The traders wait for the right time to sell the securities, so that they can earn maximum funds on their money invested. An expert trader usually has no issues in buying and selling the shares, as they are aware of all the facts of the market. However, with novice traders the situation is different....

In India, the telecommunication market is dominated by Airtel with 29.9 % market share, Vodafone (23 %), Idea (15.7 %), Tata (8.2 %) and Reliance (7.8 %).  There is a growth of 3.7 % in the industry gross revenues.  A total of Rs 38,750 crore were earned in the last quarter of the FY-2012-’13. Telecom Regulatory Authority of India (TRAI) recently announced that the roaming rates will be slashed by at least 57 %. This news has made telecom services subscribers happy, but for major telecom players in the market, it will hurt their profits. However, the telecom companies are heaving...

Indian currency experienced an all time low in May-2013.  The depreciating value of the currency is a sure-shot sign that something is amiss in the economy. The trend, as experts predict, will continue for some time in spite of heavy foreign fund flows. Indian currency is shoved down because of one prime reason, i.e. the continuous surge in gold imports. In April 2013, India imported a total gold of worth $7.5 bn. It was a sharp jump from $3.1 bn in March 2013. The total trade deficit of the country was amounting to a total of $17.8 bn in April 2013....

Some years ago, if you bought or sold shares of a company, it took at least three weeks for you to get the share certificate or money for your trade. Today, instant communication allows you to trade through the online and mobile platforms from the convenience of your home, car or office. In a fast-paced world, it takes just a few minutes for things to turn on its head. In that context, all investors should be able to get in and out of the market whenever they want to. The new online and mobile trading platforms bring a level playing field...