Finance Forum India

Of all the gadgets within one’s possession, arguably, the mobile phone has become the most important gadget. From browsing the internet, to conducting important video conferences via the mobile phone, these days having the internet as a standard requirement is no news. With that in mind, the retail world has virtually profited leaps and bounds, particularly the retail gadgets, apparel and furniture industry. Yet, the banking world is not far behind. Ensuring that whoever hits online has a share of the online convenience, many offer attractive schemes and interest rates on online banking facilities. So, how does one differentiate one bank...

In our country, parents go great lengths to provide better future to their children. Not just their daily needs but parents try and make all the wishes of their children come true and strive to make the future better for their little ones. If you’re a young parent, it is imperative for you to start thinking about your child’s future today. The sooner one starts planning for their children’s future, the better it is and more convenient it will be later. Be it higher education or marriage, parents want nothing but the best for their children. In order to make it...

“Do you live in your own home?” This has been one of the most popular questions in times of the realty boom hitting the country. As the rupee plunged in the beginning of 2013, the influx of NRI investments gave Indian investors abroad the opportune time to invest in the country’s most prized assets, i.e. the country’s realty. Some metropolitan cities in India are traded at par with the most coveted international cities across the world. Yet, with the Indian realty market prices showing no signs of cooling off, financing becomes tighter for the potential home buyer. With a home loan...

Life is full of surprises and all the surprises life has to offer you need not always be pleasant ones. So, the question that arises is how many life threatening warnings you will require to get yourself and your family safeguarded with the aid of an insurance policy. Well, if you haven’t given it a thought yet let us take you on a brief stroll to make you realize the importance of life insurance policy and its different types. What is life insurance policy? Life insurance is a policy that one purchases from a life insurance company. It acts more as...

  1. Either you can go online and follow the steps given on a Bank’s website or 2. Visit the nearest Branch of the Bank you have chosen and initiate the opening of your account.   Choosing the right bank and the type of account are the main points to consider before you open an account. Most people start with an Easy Access Savings Account. Nowadays, there are so many types of accounts available, each with many different features. It is easy to find a few which are perfect for your needs but in the end, it comes down to which...

The internet has transformed the manner in which we communicate, find information as well as conduct different businesses. Not only has it led to convenience and speed of conducting business transactions, but the entire domain of e-commerce has revolutionized the way we buy essential products. Almost each and every business, banking sector, retail store, etc. has its presence online, enabling electronic payment methods via debit/credit cards or even through Net Banking. So, instead of worrying how to go about purchasing an insurance policy for yourself or your loved ones, get online and browse through the variety of options that are available...

If you’ve not heard about the turmoil that has been simmering in Hyderabad over Telangana, there’s a good chance that you are from another planet. Jokes apart, any kind of sociopolitical unrest in a region is bound to have some sort of impact on real estate price trends.   The same stands true for Hyderabad with prices having plateaued or even bottomed out in some localities during the period of the turmoil. But political uncertainties don’t last forever and here lies the opportunity for individuals looking for an opportune moment to make an entry in real estate investments. Market watchers believe that...

Has the sky ever fallen on you under the guise of medical bills? If high medical bills have managed to burn a reasonable hole in your pocket, then it would be advisable to save a certain portion of your regular income towards mediclaim or health insurance. The thought of spending the entire savings on a medical bill can be daunting for an average middle income person. In the eventuality of unforeseen medical bills and rising inflationary trends, they can land on us like a ton of bricks leaving us in precarious financial state of affairs. A timely investment in the form...

When it comes to price trends and investment in real estate, Mumbai is right there at the top among other major international cities.  South Mumbai – best known as the heart of Mumbai, acts as the central business district of Mumbai. Stating that it’s the richest zone in Mumbai, it is home to some of the most affluent and celebrated families in the country. Being the most elite town in Mumbai, it houses Mumbai’s richest families and has been attracting loads of investors from all over the world.   The Trend of Building Palatial homes   The homes of some of...

“If I were a rich man! Yubby dibby dum!” We all love humming similar tunes to man singing his tune on The Fiddler on the Roof. Even a rich man cannot buy health in today’s world of increased pollution and disease threats. Health is now more valuable than gold and diamonds. Hence, the surge in the number of insurance companies available in the market today is understandable. Investing in one’s health is more valuable than investing in high-yielding stocks and bonds. Yet, not all health insurance plans are suited for all. Based on one’s lifestyle and family size, it’s important to...