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Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

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Still Deciding on a Personal Loan? We’re Here to Help!

These days, many people are resorting to personal loans when they are unable to arrange money from other sources. Unfortunately, there are lots of misunderstandings about personal loans that prevent people from making the best use of this financial instrument. Let’s see the what(s), when(s), where(s) and how(s) of personal loans to better understand the actual reality. Personal loans are unsecured loans that are offered to applicants after assessing their credit history and loan repayment capacity. Since these are unsecured in nature, (i.e. the borrower does not need to bring in any collateral), the personal loan interest rates are higher than those of other secured...
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Take a Personal Loan To Fulfil Last Minute Wedding Expenses

Wedding is one of the most looked forward to and once in a lifetime event in a person's life. However, we all know that with rising expenses, the emotion of the bride or bridegroom can be subdued. For an event as grand as a wedding, you want to ensure to leave no stone unturned. But the question arises how does a person with limited means achieve this goal.   This is especially true because major heads like outfits, jewelry, venue, catering; etc end up costing a lot more than what you may have budgeted for. For outfits, even non-designer wear costs...
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The Power of Personal Loans

When you have a long wishlist and limited income, you have to consider financial support in the form of loans. A loan can provide a short-term influx of cash to fulfill your dreams. For instance, if you’re dreaming of an international holiday to an exotic destination, but are falling short of immediate funds then you should consider taking personal loan for your holidays.   Besides, you may use the loan amount for various purposes as mentioned below:   Purchasing consumer durables and furniture - It may be time for you to buya good refrigerator for your kitchen or an air conditioner...
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