Buying a home is the most complicated financial process in life, and Tata Capital home loan schemes are designed to make this process, an easy one. You can use Tata Capital customized home loan not only for buying property but also to purchase a plot, to build a home, to buy a home/apartment, to extend/remodel your home, to buy a resale property, and to pay off an existing home loan from another financial institution. Attractive Tata Capital's home loan schemes give you the perfect reason for purchasing a home.
• Flexi EMI Home Loan
If you want to buy a home, but cannot afford to pay the equated monthly installments (EMI) because of your low salary, then you should go for this scheme. Tata Capital’s Flexi EMI home loan customizes the repayment schedule as per your current & future financial condition. The customer can raise the EMI bar in accordance to the hike in his salary.
• Home Extensions Loan
A growing family needs an extended house to comfortably accommodate all their requirements. Extension in a home doesn’t come for free; it requires finance. With Tata Capital Home extension loan scheme, you can add more space to your home, thus ensuring that all your family needs get satisfied. Hassle-free Tata Capital’s home extension finance can be use for enclosing terrace space or including excess space of your balcony into your room or adding an extra bedroom within the home or adding an extra floor/ room to your home.
• Home Improvement Loan
Within the wide variety of home loan schemes offered by Tata Capital, one of the key schemes is the Home improvement loan which can be used for external repairs, tiling, flooring, painting, internal repairs, plumbing, waterproofing, roofing, and painting (internal & external). With this scheme, you can design your home as per you fantasy.
• Rural Housing Finance and Home Loan
There’s no place like one’s own home! Tata Capital’s Rural housing loan scheme is specially designed for those who are willing to build or purchase a home in rural areas. This solution has wide features like affordable interest rates, loan available for all tier 2 & 3 cities, fast and hassle-free documentation process, easy loan disbursement process and verification, and assistance on loan process.
• Urban Housing Finance
The majority of our population living in urban areas are constantly dreaming of having an own shelter for their family. Providing fund to the lower and middle-income segments is the first step of Tata Capital towards the betterment of life in urban areas. As announced in Union budget 2017, National Housing Bank (NHB) will refinance housing loan about 20,000 crores. This fund will be useful for refinancing banks and housing companies to raise more funds with the lowest lending rates.
• NRI Home Loan
No matter, where you are in the world but buying a home in India will always cherish for you. Tata Capital NRI home loan can turn your dream into reality with following advantages
- For buying a lavish home in the motherland, Tata Capital offers loan amount from Rs. 2.10 to 10 crores for residential properties.
- Flexible EMI returns to give you the duration of 12 months to 120 months.
- Loan advisors will derive the home loan as per your financial strength and needs.
- Hassle- free online application & paperwork will process your home loan at shortest period.
- Attractive rate of interest
• Affordable Housing Finance (PRAPTI Home Loans)
An announcement of PRAPTI home loan will extend Tata Capital’s reach to the urban poor, smaller cities, and semi-rural areas across the country. This scheme is a step towards the Government’s ‘Pradhan Mantri Awas Yojana’ for providing houses to the urban poor by 2022. By providing lowest interest rate starting at 4%, Tata Capital will help individuals to buy their dream home. This scheme is applicable for a household with an income of up to 6 lakh rupees per annum. This scheme is applicable for segments like lower income group (LIG), economically weaker section (EWS) of society, scheduled caste (SC), scheduled tribe (ST) and women residing in the peripheries of metros, Tier I cities as well as those living in Tier II and Tier III cities.