Search Blogs

Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

Are you interested to blog on financial issues? If yes, please send us an email at: info@daulatguru.com
Rachita Kotian is an independent blogger and writing has been her passion for a long time. A literature major, she loves exploring the world of health, lifestyle, travel and finance. When she’s not writing, she’s most likely listening to music, cooking, surfing the web, or catching up on the latest flick.

Why should you invest in Mutual Funds?

When looking for investment opportunities, almost every investor finds it extremely challenging to choose from a plethora of options. One can choose from so many possibilities including stocks, bonds, shares, and money market securities, however, each one of these has its own set of challenges and benefits. Mutual funds allow investors to pool in their money into different varieties of securities, managed by an experienced fund manager. You can choose from a variety of products such as exchange-traded funds, Fixed Maturity schemes, and Sectoral Funds amongst others. So why should an investor choose to invest in mutual funds over other options...
Continue reading
1274 Hits
0 Comments

Top 5 Benefits of National Pension System(NPS)

  The new pension scheme announced in 2009 is an economical and lesser known government approved plan for investors aged between 18 and 60 years. The scheme was launched by the Pension Fund Regulatory and Development Authority (PFRDA), with a minimum contribution set at INR 6,000 per year. 1.    Lower Costs The national pension scheme has minimum cost at 0.25% of the invested amount to be paid to the intermediary as the fund management fee. In comparison, other investment avenues like ULIP pension plans and mutual funds charge 1.35% and 1.25% respectively. The lower costs result in huge savings over a...
Continue reading
1429 Hits
0 Comments

Banking With Kotak Mahindra Bank since Childhood

I remember the first time I visited a bank with my mother to open an account for me. I was a minor then and both my parents owned a Savings Account in the same bank which they had been using for years. I remember her telling me how other banks had asked for tons of paperwork because I was below 18 years of age. Before late I was depositing my tiny savings into the account which of course was a joint one. The name of the bank: Kotak Mahindra. A decade later I am just amazed how far Kotak Bank has...
Continue reading
1031 Hits
0 Comments

Helpful Tips to Get the Best Auto Loan

We’ve all had dreams of owning our own cars, if not driving them, from the time we’ve been young boys or girls. Buying a new vehicle is a large investment and most buyers depend on loans to make such a purchase. This does raise a lot of concerns and many buyers can get intimidated when scouting for the best deal. Shopping around for an automobile loan should no longer be stressful however, as the market today offers buyers plenty of options. The automobile sector in India is booming like never before and consumers are the main beneficiaries, as they are presented...
Continue reading
1089 Hits
0 Comments

How to Buy Health Insurance in India

During the last 5 years, the health insurance industry has undergone several changes. With new regulatory guidelines, the overall sector is standardized. As a result, there has been a significant rise in the number of people opting for health insurance plans. Unfortunately, most consumers tend to make ill informed decisions and later find themselves stuck with a plan that does not suit them. Standard medical policies have several new features as insurers compete to grab market space. Buyers need to keep in mind that it is now mandatory for all of these policies to be issued for life. Moreover, insurance companies...
Continue reading
1215 Hits
0 Comments

Comparison of Features of Term Insurance and Endowment Plans

A sensible financial plan is one that strikes the right balance between immediate needs, long-term requirements, and protection from risks. The best way to plan your long-term needs is to opt for investments that generate good returns over the long run. Insurance is the simplest and most effective way to protect your family from risks like sudden death of the breadwinner. Instead of treating insurance and investment as independent activities, you should try to create a strategy where both options complement each other. Safeguarding your family from risk by going in for insurance, and combining it with sensible investments is the best...
Continue reading
1513 Hits
0 Comments

Mutual Funds Basics: Things You Must Know

What is a Mutual Fund? A mutual fund is an investment option, creating a pool of funds from several investors and investing it in bonds, stocks and other type of securities. It’s like buying a piece of pie, the owner of the mutual fund gets a proportional share of the fund’s income, losses, expenses and gains. You can make profits by investing in mutual funds in three ways – 1.       Income is earned from interest on bonds and dividends on stocks. Income received by a fund over a year is paid out completely to fund owners in the form of a...
Continue reading
1570 Hits
0 Comments

Have You Switched Over to Gen Next Banking?

Availability of new, convenient, and safe technologies has had a transformative impact on the world of banking. Gone are the days when banking transactions had to be done at a specific place during specific hours of the day. Read ahead for an overview of how new banking techniques and solutions have made it easier for people to operate their accounts. Depositing Cash into the Account When was the last time you visited the bank to deposit cash? More and more people are embracing cashless transfers where funds are transferred electronically from one account to another. Unlike the past when one had...
Continue reading
1665 Hits
0 Comments

Plan Your Expenses & Save using Bank Offers

If you’re someone who spends a lot of time surfing the web in search of interesting ideas and content, you might come across numerous cool deals and offers from reputed online sellers with deals offered by top brands, manufacturers and service providers. While these cool offers are available to all online surfers, there is a useful trick that can help you enjoy even better deals from such reputed firms. All you need to do is apply for a debit card offered by a reputed bank like Kotak Mahindra Bank Ltd. to enjoy special offers available for Kotak Bank debit card. Once...
Continue reading
2345 Hits
0 Comments

New Age Banking - Simplest and Easiest Way to Pay Utility Bills on Time

While easy access to numerous products and services offer numerous benefits, it also brings about the added responsibility of making all utility payments on time. There was a time when utility payments consisted of paying the telephone and electricity bill before the due date.   Today, one needs to keep a track of payments for prepaid and postpaid mobile services, DTH services, gas connections, loans and credit cards, insurance policies, magazine subscriptions, and a lot more. This is where New Age banking services provided by reputed bankers can make a huge difference to your lives.   Utility Payments - Past and...
Continue reading
2220 Hits
0 Comments