Search Blogs

Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

Are you interested to blog on financial issues? If yes, please send us an email at: info@daulatguru.com
Rachita Kotian is an independent blogger and writing has been her passion for a long time. A literature major, she loves exploring the world of health, lifestyle, travel and finance. When she’s not writing, she’s most likely listening to music, cooking, surfing the web, or catching up on the latest flick.

5 Common Myths about Business Loans Debunked

  Finance is important for the smooth functioning of organizational operations. Many-a-times, entrepreneurs borrow loans from their family and friends to avoid the tedious loan procedure associated with banks and financial institutions. Many individuals perceive loans as a not-so-feasible option when on the contrary loans are a preferred choice for finance. There are a lot of myths pertaining to business loans which prevent upcoming entrepreneurs from availing of the capital that they need. Following are five common misconceptions about commercial loans 1.    It is necessary to have a good credit score to obtain a loan Newly established ventures certainly do not...
Continue reading
707 Hits
0 Comments

How Can a Business Loan Calculator Simplify Repayment?

  One of the most financially wise solutions to a financial crisis is borrowing from external sources. Firms may avail of commercial loans so as to fund their organizational activities. These loans enable businesses to operate smoothly in times of a cash crunch. Sometimes, it becomes difficult to evaluate the amount that is needed to be borrowed. Also, the process to calculate EMIs is lengthy and complex. To simplify this process, lending firms have an online business loan calculator wherein applicants may find out their monthly installment amount. It also helps identify the repayment schedules and displays the outstanding loan amount....
Continue reading
732 Hits
0 Comments

Pros and Cons of SME Loans

Regardless of whether a business is big or small, it requires capital to fuel its operations. Small and medium enterprises (SMEs) in India have immense potential for growth. However, a major setback that most of them face is the lack of financial support. You could overcome this with the help of a loan. Without a question, a financial institution like a bank is the first and foremost option to consider for funding your project. However, getting funds from a bank may entail certain procedures and it is up to you to identify the pros and cons before arriving at a decision....
Continue reading
1036 Hits
0 Comments

Pros and Cons of Used Car Loans

The prospect of buying a car is indeed an exhilarating experience. It is one of the most important purchases an individual may make. With increasing prices of new cars, those with budget constraints may opt for a second-hand vehicle. A pre-owned car is budget-friendly and has lower insurance and registration costs. One of the biggest dilemmas you may while buying a used car is whether to pay in cash or to take up a loan. There are advantages and disadvantages of each option. It is important to make a decision based on your financial position and your ability to repay in...
Continue reading
1159 Hits
0 Comments

Why should you consider opening a Trading Account?

A trading account is your first step to the capital markets. Many people believe that a trading account enables you to only buy and sell shares. While this is true, a trading account can help you in many more ways. Here are a few of them…    A trading account is your window to the world of investments…   Equity shares are only one of the things that you can buy through your trading account. You can also use your trading account to hedge your risk with futures or options. You can also use the same trading account to buy exchange...
Continue reading
797 Hits
0 Comments

Understanding the basics of your Trading Account…

A trading account is your gateway to buying and selling shares in the stock market. It is very exciting to be a trader in the stock market but it is essential for the trader to be well informed about the markets. Here is a trading account guide for you…   How is the trading account different from a demat account?   A trading account is used for transactions in the stock market. You need a trading account for buying and selling shares in the stock market. Demat account holds your shares. Like you deposit cash in the bank, your shares get...
Continue reading
857 Hits
0 Comments

Beginners Guide to Stock Market Investing in India…

India has the oldest stock market in the world, the Bombay Stock Exchange. However, the equity cult is yet to take roots in India in a big way. For decades, Indian investors have preferred assets with a physical and tangible presence. Hence gold, land and property have been preferred investment options in India. However, it is stocks that can help you generate wealth over the long term. Of course, stocks need to be bought carefully, on the basis of professional advice and held for the long term. More importantly, these stocks need to be monitored regularly…   What exactly are a...
Continue reading
870 Hits
0 Comments

How to have an Instagram worthy vacation without burning a hole in your pocket

Remember as kids how we looked forward to summer holidays because it meant a whole month of fun, frolic, and most importantly, an opportunity to explore new places? Somehow, in the course of life we got so involved with the demands of our job and family, it got a lot harder to plan a vacation, but if you’ve finally decided to give in to the temptation, I am sure your next worry is; do I have the money for it? While there are various ways to plan your finances in order to rustle up money in 3-4 years’ time- but most...
Continue reading
637 Hits
0 Comments

How I made my studio apartment look catalogue worthy without going broke

More than anything, I had always wanted a home. A home of my own. A home where every wall told a story, every photo spoke more words than I could, and every piece of furniture had been the seat of inspiration. Finally, I got it, and though I was ecstatic and insanely proud about having a place of my own, the outdated furnishings, peeling walls, and fixtures that seemed to belong to the renaissance period, did marginally dent my sense of accomplishment. It was like experiencing a sense of freedom with an underlying and persistent feeling of oppression. To be a...
Continue reading
646 Hits
0 Comments

How to Finance Your Used Car in Bangalore

The used car market scene in Bangalore is fairly different compared to other cities like Delhi or Mumbai. Buyers in the city end up paying higher on-road prices for a second-hand car. Therefore, it is important to compare prices from a number of online portals and local dealers in the city to land the best deal. Only once you are satisfied that you have received the best price should you go ahead with the purchase. The good thing about the market of used cars in Bangalore is that there are plenty of finance options. Various lending companies provide finance schemes which...
Continue reading
811 Hits
0 Comments