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Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

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Rachita Kotian is an independent blogger and writing has been her passion for a long time. A literature major, she loves exploring the world of health, lifestyle, travel and finance. When she’s not writing, she’s most likely listening to music, cooking, surfing the web, or catching up on the latest flick.

LumpSum vs. SIP - Which Investment Gives better Returns

Opting for mutual funds (MFs) gives you the opportunity to invest in the capital markets while reducing your risks. However, you may want to know whether investing a lump sum or opting for a systematic investment plan (SIP) is a better option. If you are a disciplined investor, both these options are advantageous. When you invest your capital as a lump sum, you are able to build wealth over a longer period of time. The power of compounding gives you the opportunity to enjoy capital growth in the long-term. On the other hand, SIPs provide averaging cost opportunities. Under such options,...
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Can You Drive In America With An International License?

Image result for international driving license usa  Going to America for a month-long official trip? Want to drive around the country to explore its diverse sights? Planning to visit relatives in the United States of America and travelling along the coast with them in a car? All the three questions lead to exciting opportunities, especially if you love to travel and drive a car. Just as you need a Driving License to drive a vehicle in India, you need an International Driving License to drive a four-wheeler in America. Read ahead to know details about availing an International Driving License.   What is an International Driving License?...
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Transferring Your Vehicle's Ownership Made Easy!

Image result for Vehicle Ownership One of the most important steps in selling or buying a vehicle is getting the ownership transferred in the name of the new owner. Without this, the process of selling a vehicle is not complete. If you are looking for information on transferring a vehicle, you are on the right page. Here are the documents you will need for the transfer of ownership: Documents Required for the Transfer of Ownership Form 29: This form is to notify the authorities about the transfer of ownership between the buyer and seller. This is the RTO application form for transferring the ownership. Form...
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10 Basic Traffic Tips for Beginners

Image result for traffic tips     The excitement of learning to drive and acquiring a driving license can vanish quickly if a new driver is repeatedly caught by the traffic police. To avoid this, here are 10 most basic traffic tips for new drivers: #1 Documents Many new drivers are not aware about which documents are to be carried along while driving. Only when they are stopped by a traffic police officer, they realize that it is necessary to carry other documents along with the driving license.   To drive a car anywhere in India, a driver needs to carry the driving license, Pollution...
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5 Mistakes to avoid while investing in IPOs

IPOs (Initial Public Offerings) are means of raising capital and means of getting listed in a stock exchange for a company. An IPO happens when a company decides to raise capital by offering its shares to investors. While IPOs are an attractive investment avenue for any investor, it is important to avoid making mistakes while investing in IPOs so that you don’t lose your hard earned money. Buying a stock at an IPO price does not necessarily mean that an investor is buying it at the lowest price. It is simply priced in accordance to how much the market is willing...
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Benefits of Long-Term Investments in Equity

With numerous investment instruments available, choosing the best-suited one according to your needs may sometimes become a cumbersome task. If you are seeking to reap the benefits of long-term capital growth, equities are the most suitable investment vehicle. Besides offering long-term benefits, equities provide a host of other advantages. You may mitigate risk by diversifying your portfolio. Besides, you may beat inflation effectively. Due to such benefits, equities are a popular option among investors, both beginners or experienced alike. You may enjoy numerous long-term benefits on your equity investment. Following are five of them. Combats market volatility Market volatility is common...
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Pros and Cons of Self Driving Cars

Road accidents are one of the major causes of death in the world, killing approximately 3,000 people every day. In most cases the driver is at fault; however, other factors such as potholes, unfavorable weather, faulty car mechanics etc. also contribute to such mishaps. To reduce the rate of accidents, automobile companies and engineers have come up with the ingenious idea of self-driving cars! However, does AI controlled driving with no human intervention guarantee road safety? Let's find out. Pros Computer - an ideal motorist We already know how efficient computers can be with complex calculations and so they can actually...
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Why Invest in SIP Mutual Funds?

The investment acumen of Indians has significantly evolved over the last two decades. While, their primary preference has always centered around traditional instruments; today people, have also become more open to Mutual Fund investment. Several individuals invest in Mutual Funds through SIPs, but a lot many are confused as to how to go about it. So, here’s a quick guide to SIPs and how you can use them to create wealth over a long period to achieve your long-term financial goals.  What is an SIP? An SIP or a Systematic Investment Plan is a smart and hassle free mode for investing...
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What are the advantages of Equity Investment?

During the last 30 years of its existence, India’s first net asset value (NAV)-driven equity funds have generated returns at a fabulous compound annual growth rate (CAGR) of 15.31%. And it is not just the mutual fund investors – people who have seriously considered investing in equities have too received the advantages of equity investment.   People are often skeptical about investing in equity instruments owing to the market volatility; and this causes them to lose out on the benefits as well. But before we get into the ‘why’ of equity investing, let us understand what they are all about. What...
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How Does Top-Up Insurance Work in Medical Insurance Policies?

A health insurance policy is the need of the hour. With rising medical inflation, the cost of being treated at a hospital may burn a huge hole in your pocket. In order to shield yourself against financial burden during medical contingencies, you may invest in a mediclaim policy. By doing so, you may enjoy financial security and have peace of mind knowing that you and your family are secured at all times. Most health insurers provide the option of riders. Such riders, also known as add-ons or top-ups, enhance the coverage of your policy. You may, therefore, enjoy additional benefits by...
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