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Finance Forum India

Share your thoughts on finance education, economic developments, capital markets movements or your professional experience in the field of finance.

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Do’s and Don’ts while Filing Health Insurance Claim

Health Insurance offers an umbrella against unforeseen medical expenses when an illness strikes, incapacitating the individual and affecting his income. If taken well in advance, it can meet the medical treatment costs and spare financial trouble for the family. However, to claim the benefits, the beneficiary must file a medical insurance claim that is the formal intimation of the illness to the insurer. Once a claim is filed, the insurer must notify the beneficiary within a certain time-frame that his/her claim has been accepted or rejected. Though there are some health insurance companies which settles down insurance claims within 30 days from...
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How Difficult Is It To Obtain A Small Business Loan In India?

Today, Small and Medium Enterprises (SMEs) make a very important contribution to the nation's economy with around 40% of India's domestic production. Obtaining a small business loan to set a new business venture is not an easy task. It requires a great deal of preparation. Besides, one also needs to obtain capital to fund their dreams, which can be fulfilled by applying for a small business loan in India. No matter what type of business loan you choose, you need to have everything in place for your loan to be approved before you even file the application. Some of the major...
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How Your Bank Account Can Do More than Just Save Money

In a multi-faceted world, where a simple smartphone can do wonders in terms of talking over the phone, sending messages, and accessing your personal mails, it's unbelievable what the world of finance can achieve.Think again, if you thought your savings account was limited to gaining higher interest rates, then think again, as there are several benefits that one can gain apart from merely saving money in a savings account. We discuss the various ways in which a savings account to trade and save money at the same time. Making the most of your savings account Of all the major benefits that...
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4 reasons to have a 3-in-1 Online banking account

Of all the gadgets within one’s possession, arguably, the mobile phone has become the most important gadget. From browsing the internet, to conducting important video conferences via the mobile phone, these days having the internet as a standard requirement is no news. With that in mind, the retail world has virtually profited leaps and bounds, particularly the retail gadgets, apparel and furniture industry. Yet, the banking world is not far behind. Ensuring that whoever hits online has a share of the online convenience, many offer attractive schemes and interest rates on online banking facilities. So, how does one differentiate one bank...
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Plan Now to Make Your Child’s Future Bright

In our country, parents go great lengths to provide better future to their children. Not just their daily needs but parents try and make all the wishes of their children come true and strive to make the future better for their little ones. If you’re a young parent, it is imperative for you to start thinking about your child’s future today. The sooner one starts planning for their children’s future, the better it is and more convenient it will be later. Be it higher education or marriage, parents want nothing but the best for their children. In order to make it...
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Yep, it’s True, Home Loans Can Enhance Your Finances!

“Do you live in your own home?” This has been one of the most popular questions in times of the realty boom hitting the country. As the rupee plunged in the beginning of 2013, the influx of NRI investments gave Indian investors abroad the opportune time to invest in the country’s most prized assets, i.e. the country’s realty. Some metropolitan cities in India are traded at par with the most coveted international cities across the world. Yet, with the Indian realty market prices showing no signs of cooling off, financing becomes tighter for the potential home buyer. With a home loan...
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Life Insurance for Every Reason

Life is full of surprises and all the surprises life has to offer you need not always be pleasant ones. So, the question that arises is how many life threatening warnings you will require to get yourself and your family safeguarded with the aid of an insurance policy. Well, if you haven’t given it a thought yet let us take you on a brief stroll to make you realize the importance of life insurance policy and its different types. What is life insurance policy? Life insurance is a policy that one purchases from a life insurance company. It acts more as...
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How to open a bank account?

  1. Either you can go online and follow the steps given on a Bank’s website or 2. Visit the nearest Branch of the Bank you have chosen and initiate the opening of your account.   Choosing the right bank and the type of account are the main points to consider before you open an account. Most people start with an Easy Access Savings Account. Nowadays, there are so many types of accounts available, each with many different features. It is easy to find a few which are perfect for your needs but in the end, it comes down to which...
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Term Insurance Plan: Which Policy Are You Planning to Purchase?

The internet has transformed the manner in which we communicate, find information as well as conduct different businesses. Not only has it led to convenience and speed of conducting business transactions, but the entire domain of e-commerce has revolutionized the way we buy essential products. Almost each and every business, banking sector, retail store, etc. has its presence online, enabling electronic payment methods via debit/credit cards or even through Net Banking. So, instead of worrying how to go about purchasing an insurance policy for yourself or your loved ones, get online and browse through the variety of options that are available...
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Why 2014 is the Best Time to Buy Property in Hyderabad

If you’ve not heard about the turmoil that has been simmering in Hyderabad over Telangana, there’s a good chance that you are from another planet. Jokes apart, any kind of sociopolitical unrest in a region is bound to have some sort of impact on real estate price trends.   The same stands true for Hyderabad with prices having plateaued or even bottomed out in some localities during the period of the turmoil. But political uncertainties don’t last forever and here lies the opportunity for individuals looking for an opportune moment to make an entry in real estate investments. Market watchers believe that...
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